Back Home Credit (holding) Czech هوم کردیت Persian Home Credit ID Home Credit Italian Home Credit Russian
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| Home Credit Group | |
| Industry | Consumer loans and Personal loans |
| Founded | 1997 (as Home Credit a.s.)[1] 1999 (as Home Credit B.V.)[2] |
| Headquarters | Amsterdam, Netherlands |
Area served | Eastern Europe, Central Europe, Asia and United States |
| € 4.249 billion (2019)[3] | |
| € 400 million (2019)[3] | |
| Total assets | € 26.590 billion (2019)[3] |
| Total equity | € 2.873 billion (2019)[3] |
| Owner |
|
Number of employees | 116,700 (2019)[2] |
| Website | homecredit.net  |
Home Credit B.V. is an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in Netherlands.[4][5] The company operates in 9 countries and focuses on installment lending primarily to people with little or no credit history. As of 30 June 2020 the Group has cumulatively served over 135.4 million customers.[6] Major shareholder of the Group is PPF, a privately held international investment group whose founder and major beneficiary was Petr Kellner with 88.62% stake.[7]
The Home Credit loan can be obtained from throughout 342.7 thousands partnering retail shops and shopping malls in ten world markets as well as at the Home Credit's own online marketplaces (Russia, China, Philippines and Vietnam). Home Credit is also presented online in its own mobile application or in a third-party online stores. In selected markets you can pay with a „HC Pay“, a QR code-based revolving credit or with Home Credit credit or shopping cards. Home Credit finances both the purchase of consumer goods through a cash-less loan transaction or other commodities, such as language courses, travel etc. through a cash loans. The loans are always issued in domestic currency of the market in which the brand operates.[8]
- ^ Home Credit: About us
- ^ a b Home Credit Group Annual Report 2015
- ^ a b c d "Key financial data". homecredit.net. Archived from the original on 23 May 2019. Retrieved 31 January 2019.
- ^ Cienski, Jan (6 June 2007). "The man who caught a rising tide Petr Kellner has become central Europe's richest man by offering loans to a middle class on the point of prosperity". Financial Times.
- ^ Financial Times: PPF to float Home Credit to fund EM expansion
- ^ "Home Credit Group B.V.: Annual accounts for the year ended 31 December 2019 and Compliance Certificate". www.patria.cz. Retrieved 18 January 2021.
- ^ "Our Corporate Structure". www.homecredit.net. Retrieved 18 January 2021.
- ^ "Our Products". www.homecredit.net. Retrieved 18 January 2021.